Hotel/Motel – Fire/Theft

Overview

If you lose personal property due to a theft or fire while staying in a hotel/motel room, this will replace your personal property up to $250 in cost through reimbursement of replacement.

  • Reimbursement of the cost to replace personal property in the possession of the Member while traveling that is stolen or destroyed by fire while in the hotel/motel room in which the Member is a registered guest.
  • Costs reimbursed up to $250 per claim, $500 per year.
  • Covered items include camera, cell phone, PDA, etc.

Description

Provides coverage for actual cash value of personal property, which YOU ARE TRAVELING WITH against theft and fire from Motel/Hotel room (located in U.S.) while a registered guest at that property.

  • $250.00 aggregate maximum amount payable in any one claim.
  • $500.00 annual aggregate per member per year.
  • This coverage is excess of any other applicable insurance.

Exclusions - This policy does not cover:

  • Loss or damage due to wear and tear.
  • Fraudulent, dishonest, or criminal acts to whom the property may be entrusted.
  • Automobiles, motorcycles, boats, motors, or other conveyances or their accessories.
  • Portable phones, household furniture, merchandise for sale, or exhibition, currency, coins, deeds, stamps, securities, tickets, documents, contact lenses, furs, jewelry, prosthetic devices, perishables and animals.

How To File a Claim

How to File a Claim:

  • To request a claim form call 1-800-711-4280
  • In the event of theft, a police report must be filed to be a valid claim.
  • All claims must be received within thirty (30) days of occurrence.